RV & Boat Insurance Coverage in Palm Bay, FL
Boat & RV Insurance Coverage
Recreational vehicles and marine vessels are the epitome of adventure. From cruising the open road to sailing at sea, it’s important to identify the risks and responsibilities included in ownership. That’s why RV and boat owners in Palm Bay, FL, look to Advanced Insurance Net for trusted RV and boat insurance coverage.
RV Insurance
RV insurance is similar to car insurance in that it provides coverage for collisions and liability that result from operating the vehicle. You may also secure additional coverage for items such as the following:
- Personal belongings on the RV
- On-board equipment
- Attachment accessories
Boat Insurance
Boat insurance is often overlooked as a necessity for marine enthusiasts. Due to hurricanes and other unique risk factors, it is essential to find a policy that meets your needs and provides adequate coverage for your boat, including:
- Collision damage
- Medical treatment for injuries on vessel
- Loss of boat
Importance of Recreational Vehicle Coverage
Owning an RV or boat brings unique risks and potential liabilities. Without recreational vehicle coverage, you risk significant out-of-pocket costs and liability issues in the event of an accident or natural disaster. Home and auto insurance for these vehicles typically only covers physical damage, leaving you on the hook for any other damages.
What Does Boat Insurance Cover?
RV and boat insurance are the perfect solution to preserve your safety and protect you against heavy costs. These plans include four types of coverage, including:
- Liability coverage
- Physical damage coverage
- Medical treatment coverage
- Uninsured/underinsured motorist coverage
Boat & RV Insurance Benefits
Recreational vehicle coverage allows you to enjoy your recreational vehicle without the burden of potential damages and liability. Boat and RV insurance benefits include:
- Protection against legal fees, judgment costs, and settlements
- Protection against damage to another person or their property.
- Asset protection
- Compliance with laws and regulations
- Medical coverage
RV & Boat Insurance Costs
The cost of RV and boat insurance varies. Location, vehicle type, and coverage options play a role in the price, as well as the following factors:
- The value of the RV or boat
- Frequency of use
- Age of the person acquiring insurance
- Bundling discounts with other insurance policies
- Type of coverage and additional coverage
Types of Coverage
When browsing boat and RV insurance, it’s important to note that different types of coverage policies are available. The types of coverage include the following:
- Bodily injury liability for cases of death or injury to another person
- Collision coverage
- Comprehensive for repairs and replacements should your RV or boat be stolen or damaged
- Personal injury protection
What To Look for In a Watercraft Insurance Policy
When browsing potential boat insurance coverage, knowing what to look for is important. Essential factors to consider include:
- Navigational coverage area
- Agreed value coverage
- Liability coverage
- Medical treatment coverage
- Physical damage coverage
- Uninsured/underinsured coverage
- Fuel spill liability and wreckage removal
- Personal belonging coverage
- Accessory and equipment coverage
- Emergency assistance
Choose Advanced Insurance Net
For over three decades, Advanced Insurance Net has been Palm Bay, FL’s leading RV and boat insurance provider. With our local expertise and a commitment to customized solutions that promote total peace of mind, we have you covered. We’re here to protect you from recreational vehicle coverage to hurricanes, floods, home insurance, and beyond.
Satisfy Your Boat & RV Insurance Coverage Needs
Enjoy your recreational vehicle with the confidence of knowing you are prepared with full protection. Choose Advanced Insurance Net for comprehensive RV and boat insurance that safeguards your investment and mitigates liability. Contact us today to learn more about our coverage options.